Own your money — in USD globally
Receive payments, save in dollars, and spend
with freedom no matter where you live.
|
Convert currency
Easily convert funds between currencies with real-time
exchange rates. Fast, secure & transparent exchange.
You are converting
Bal: 500,000,657.89
Conversion rate
N1200 = 1$
Estimated time
1-3 Minutes
Conversion fee
0$
You'll receive
00.00
Bal: 15,000,657.89

Set up your Earna
app to enjoy all
the benefits.
Join Earna for smart savings, virtual card, quick
withdrawals, and USD account—all in one place!

What Everyone
has been doing
with earna.
With Earna, you enjoy all the good things
life has to offer—effortlessly
LET’S
PERSONALIZE YOUR
EARNA CARD
Why choose
earna
Say goodbye to financial borders. Earna brings you multi-currency banking, global access, and financial security—tailored for freelancers and remote professionals worldwide.
Competitive exchange rates
Save on every transaction with industry-leading rates.
Free peer 2 peer transfer
Send and receive money instantly with free peer-to-peer transfers on Earna.
24/7 Customer Support
Get quick, responsive assistance anytime you need it.
Multi-Currency Wallets
Save on every transaction with industry-leading rates.
Blazing-Fast Transactions
Keep your money moving at the speed of thought.
Secure and Transparent
Trust in safe, transparent transactions with Earna’s advanced security
your money, your terms
built for the bold
What our users
are saying
Say goodbye to financial borders. Earna brings you multi-currency banking, global access, and financial security—tailored for freelancers and remote professionals worldwide.
The Earna app has made receiving my freelance payments much easier. I like that I can keep my money in dollars without converting to naira immediately. The virtual card works for most online subscriptions I need. Only giving 4 stars because verification took longer than expected and customer service was slow to respond to my questions.
Oluwaseun Adeyemi
TraderFinally! An app that understands the struggles of Nigerian freelancers. I've been using Earna for 3 months and it's saved me thousands in transfer fees compared to my old method. The app occasionally has loading issues when network is poor, but the transaction notifications are reliable and I always know when money arrives.
Chioma James
FreelancerI don’t usually leave reviews. It’s a decent app but needs improvement. The USD account works well for receiving payments, but the exchange rates when converting to naira could be better. Also experienced some issues with the KYC verification process that took several attempts to resolve. It's still better than most alternatives for freelancers.
Emeka Nwachukwu
Web DeveloperGet to know us better.
...join the global movement