s

Own your money — in USD globally

Receive payments, save in dollars, and spend
with freedom no matter where you live.

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Convert currency

Easily convert funds between currencies with real-time
exchange rates. Fast, secure & transparent exchange.

You are converting

Bal: 500,000,657.89

Conversion rate

N1200 = 1$

Estimated time

1-3 Minutes

Conversion fee

0$

You'll receive

00.00

Bal: 15,000,657.89

Phone app preview

Set up your Earna
app to enjoy all
the benefits.

Download on Appstore or Playstore
Choose country of operation
Enter your email and password
Complete your KYC
Enjoy the best

Join Earna for smart savings, virtual card, quick
withdrawals, and USD account—all in one place!

Phone app preview

What Everyone
has been doing
with earna.

Get a working personalized USD account
get a virtual card
Receive and send money in crypto
Save in stable currency
Payment request
Payment scheduling

With Earna, you enjoy all the good things
life has to offer—effortlessly

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$50.00

LET’S
PERSONALIZE YOUR
EARNA CARD

Why choose
earna

Say goodbye to financial borders. Earna brings you multi-currency banking, global access, and financial security—tailored for freelancers and remote professionals worldwide.

Competitive exchange rates

Save on every transaction with industry-leading rates.

Free peer 2 peer transfer

Send and receive money instantly with free peer-to-peer transfers on Earna.

24/7 Customer Support

Get quick, responsive assistance anytime you need it.

Multi-Currency Wallets

Save on every transaction with industry-leading rates.

Blazing-Fast Transactions

Keep your money moving at the speed of thought.

Secure and Transparent

Trust in safe, transparent transactions with Earna’s advanced security

your money, your terms

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built for the bold
join the movement

Scan to Download

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What our users
are saying

Say goodbye to financial borders. Earna brings you multi-currency banking, global access, and financial security—tailored for freelancers and remote professionals worldwide.

The Earna app has made receiving my freelance payments much easier. I like that I can keep my money in dollars without converting to naira immediately. The virtual card works for most online subscriptions I need. Only giving 4 stars because verification took longer than expected and customer service was slow to respond to my questions.

Oluwaseun Adeyemi

Trader

Finally! An app that understands the struggles of Nigerian freelancers. I've been using Earna for 3 months and it's saved me thousands in transfer fees compared to my old method. The app occasionally has loading issues when network is poor, but the transaction notifications are reliable and I always know when money arrives.

Chioma James

Freelancer

I don’t usually leave reviews. It’s a decent app but needs improvement. The USD account works well for receiving payments, but the exchange rates when converting to naira could be better. Also experienced some issues with the KYC verification process that took several attempts to resolve. It's still better than most alternatives for freelancers.

Emeka Nwachukwu

Web Developer
Earna acts as the trading partner for Wokbud Inc. and is registered as a Money Services Business (MSB) with the U.S. Department of the Treasury, Financial Crimes Enforcement Network (FinCEN), under Registration Number 31000293629119. This registration authorizes Earna to legally operate as a financial services provider in compliance with U.S. federal regulations.